The Twelve Fields of Karma — A Complete BPHS House Reference for the Modern Student

✦   JYOTIṢA MASTER REFERENCE   ✦

BPHS House Rules Cheat Sheet

Bṛhat Parāśara Horā Śāstra — Chapters 11–24 Condensed

House Significations  •  All 144 Lord-in-House Combinations  •  Prosperity Rules  •  Golden Formulas

HOW TO USE THIS CHEAT SHEET

Step 1 → Identify the Lagna (Ascendant).  
Step 2 → Find each house lord and note where it sits.  
Step 3 → Check the 144-combination table for that lord’s placement.  
Step 4 → Cross-check the Kāraka of that house.  
Step 5 → Apply prosperity/annihilation rules.  
Step 6 → Overlay dasha timing.

✓ Good / Comfortable   
~ Mixed / Context-dependent   
✗ Challenging / Difficult

PART 1 — THE 12 HOUSES: CORE SIGNIFICATIONS

Source: BPHS Ch.11 (Judgement of Houses) + Classical Kāraka assignments from Parāśara

1. 1st House — Lagna / Tanu Bhāva

Category Details
Sanskrit Name / Theme Self, Body, Personality
Kāraka (Significator) Sun (vitality, soul), Mars (body strength)
Key Significations Physical body & complexion • Vitality & constitution • Personality & character • General happiness & well-being • Brain / intellect • Appearance & self-expression
BPHS Formula Lagna = YOU. Strong Lagna lord → strong life-force. Afflicted Lagna lord → health challenges.
Quick Check ◆ Where is Lagna lord? → that house’s themes dominate the native’s life
◆ Benefics in 1st → good health, charm
◆ Malefics in 1st → struggle but resilience

2. 2nd House — Dhana Bhāva

Category Details
Sanskrit Name / Theme Wealth, Speech, Family
Kāraka (Significator) Jupiter (wealth), Mercury (speech), Moon (family lineage)
Key Significations Accumulated wealth & money • Family of origin (kula) • Speech & voice • Food & eating habits • Right eye • Precious metals, gems & deposits
BPHS Formula 2nd = Wealth bank. 2nd lord strong + Jupiter → financial prosperity. 2nd afflicted → speech problems or financial loss.
Quick Check ◆ 2nd lord in Kendra/Trikona → wealth grows
◆ Malefic in 2nd → harsh speech or family discord
◆ Jupiter in 2nd → abundance

3. 3rd House — Parākrama Bhāva

Category Details
Sanskrit Name / Theme Courage, Siblings, Efforts
Kāraka (Significator) Mars (courage & initiative), Mercury (communication)
Key Significations Courage & valour • Younger siblings • Short travels • Communication, writing, media • Efforts & initiative • Servants & assistants • Upadeśa (teacher’s instructions)
BPHS Formula 3rd = Effort engine. Strong 3rd lord → courageous, entrepreneurial. 3rd afflicted → sibling problems or communication issues.
Quick Check ◆ 3rd lord in Upachaya (3/6/10/11) → gains through effort
◆ Mars in 3rd → brave, athletic
◆ Malefic in 3rd → friction with siblings

4. 4th House — Sukha Bhāva

Category Details
Sanskrit Name / Theme Home, Mother, Happiness
Kāraka (Significator) Moon (mother & mind), Venus (vehicles & comforts), Mercury (formal education)
Key Significations Domestic happiness & peace of mind • Mother • Home, land & real estate • Formal education • Vehicles & conveyances • Heart (physical) • Homeland
BPHS Formula 4th = Foundation of happiness. 4th lord in Kendra or Trikona → happy home life. 4th afflicted → troubled mother or restless mind.
Quick Check ◆ Moon + 4th lord strong → emotionally secure
◆ Malefic in 4th → property disputes or troubled mother
◆ Venus in 4th → beautiful home, good vehicles

5. 5th House — Putra Bhāva

Category Details
Sanskrit Name / Theme Children, Intellect, Creativity
Kāraka (Significator) Jupiter (children, wisdom & past-life merit)
Key Significations Children & progeny • Intelligence & discernment • Mantra & sacred spells (yantra) • Pūrva puṇya (past-life merit) • Romance & courtship • Stock market & speculation • Creativity & artistic talent
BPHS Formula 5th = Merit house. Strong 5th + Jupiter → good children and intelligence. 5th afflicted → difficulties with progeny.
Quick Check ◆ Jupiter in 5th → wise, blessed with good children
◆ 5th lord in Trikona → strong intellect & spiritual merit
◆ Malefics in 5th → delay or loss of children

6. 6th House — Riphu / Ari Bhāva

Category Details
Sanskrit Name / Theme Enemies, Debts, Disease
Kāraka (Significator) Mars (enemies & accidents), Saturn (chronic disease), Mercury (debts & litigation)
Key Significations Enemies, obstacles & competition • Diseases & health issues • Debts & loans • Maternal uncle (māmā) • Litigation & legal disputes • Servants & employees • Daily work routine
BPHS Formula 6th = Battle house (Upachaya). Strong 6th lord → defeats enemies. Malefics IN 6th thrive. Viparīta Rājayoga possible when 6L goes to 8th or 12th.
Quick Check ◆ Malefic in 6th → good — defeats enemies
◆ Benefic in 6th → gentle enemies but personal weakness
◆ 6th lord in 8th or 12th → Viparīta Rāja yoga

7. 7th House — Kalattra Bhāva

Category Details
Sanskrit Name / Theme Marriage, Partnerships, Trade
Kāraka (Significator) Venus (wife/partner), Jupiter (husband in female charts)
Key Significations Spouse & marriage • Business partnerships • Foreign & long-distance travel • Trade & commerce • Death (Māraka house) • Desire & kāma • Public image / open enemies
BPHS Formula 7th = Mirror of self. Strong 7th lord + Venus → good marriage. 7th afflicted → marital strain. 7th lord in 6/8/12 → troubled spouse.
Quick Check ◆ Venus well-placed + 7th lord strong → harmonious marriage
◆ Saturn in 7th → delayed/cold marriage
◆ Rāhu in 7th → unconventional or foreign spouse

8. 8th House — Āyu / Raṇdhra Bhāva

Category Details
Sanskrit Name / Theme Longevity, Occult, Transformation
Kāraka (Significator) Saturn (longevity & death), Mars (accidents & surgery)
Key Significations Longevity & lifespan • Death & transformation • Inheritance & legacy • Hidden wealth • Occult sciences & tantra • Chronic illness & surgery • Research & investigation • In-laws’ wealth
BPHS Formula 8th = Depth house. 8th lord in Kendra → long life. Malefic in 8th → reduces longevity. Saturn dignified in 8th → long life. Benefics in 8th weaken.
Quick Check ◆ 8th lord in 1st or own sign → longevity
◆ Saturn strong + 8th unafflicted → long life
◆ Rāhu/Ketu in 8th → sudden events, psychic sensitivity

9. 9th House — Dharma / Bhāgya Bhāva

Category Details
Sanskrit Name / Theme Fortune, Father, Dharma
Kāraka (Significator) Sun (father), Jupiter (dharma, guru & higher wisdom)
Key Significations Fortune & luck (bhāgya) • Father • Guru & spiritual teacher • Religion, philosophy & dharma • Long-distance & foreign travel • Wife’s elder sibling • Temples & pilgrimage
BPHS Formula 9th = Fortune house. Strong 9th lord + Jupiter → blessed, fortunate life. 9th afflicted → troubled father or poor fortune. Trikona lords conjunct → powerful Dhana/Rāja yoga.
Quick Check ◆ Jupiter in 9th → highly auspicious, dharmic, philosophical
◆ 9th lord in 1st/5th → fortune comes naturally
◆ Malefic in 9th → strained father relationship

10. 10th House — Karma / Rājya Bhāva

Category Details
Sanskrit Name / Theme Career, Authority, Reputation
Kāraka (Significator) Sun (authority), Mercury (profession), Jupiter (honour), Saturn (karma & service)
Key Significations Career & profession • Status & reputation • Authority & government • Father (secondary) • Righteous deeds (karma) • Foreign residence (pravāsa) • Paternal happiness
BPHS Formula 10th = Action house. Strong 10th lord + Sun/Saturn → authoritative career. 10th afflicted → career obstacles. Multiple planets in 10th → prominent public life.
Quick Check ◆ 10th lord in own/exaltation → top-level career
◆ Sun + Saturn in 10th → government authority
◆ Rāhu in 10th → sudden rise, international/foreign career

11. 11th House — Lābha Bhāva

Category Details
Sanskrit Name / Theme Gains, Desires, Elder Siblings
Kāraka (Significator) Jupiter (gains), Saturn (large & sustained income)
Key Significations Income & material gains • Fulfilment of desires • Elder siblings • Friends & social network • Paternal uncle • Recovery from illness • Left ear • Large organisations
BPHS Formula 11th = Gain house (Upachaya). Any planet here improves financially with time. Strong 11th lord → desires fulfilled. 11th lord in 6/8/12 → blocked gains.
Quick Check ◆ Jupiter in 11th → continuous gains, highly auspicious
◆ 11th lord in Kendra → steady income
◆ Saturn in 11th → delayed but lasting gains; government income

12. 12th House — Vyaya Bhāva

Category Details
Sanskrit Name / Theme Losses, Liberation, Foreign Lands
Kāraka (Significator) Saturn (renunciation & loss), Ketu (mokṣa & detachment)
Key Significations Expenditure & losses • Mokṣa & final liberation • Sleep & bed pleasures • Foreign residence • Prisons, hospitals & ashrams • Left eye • Detachment from the world
BPHS Formula 12th = Release house. 12th lord with benefic → good expenditure, spiritual growth. 12th afflicted + malefic → wasteful spending. Benefic in 12th → liberation.
Quick Check ◆ Ketu in 12th → mokṣa, deep spirituality
◆ 12th lord in 9th or 5th → spiritual travel, pilgrimage
◆ Malefic in 12th → imprisonment or hospitalisation

PART 2 — PROSPERITY & ANNIHILATION OF A HOUSE

Source: BPHS Ch.11, Slokas 14–16 — How to judge whether a bhāva will thrive or collapse

✓ When a House PROSPERS — BPHS Ch.11, Slokas 14–16
◆  Lord of the house is in own sign, exaltation, or friendly sign
◆  Lord occupies a Kendra (1/4/7/10) or Trikona (1/5/9)
◆  Benefics (Jupiter, Venus, waxing Moon, unafflicted Mercury) aspect or occupy the house
◆  The Kāraka of the house is strong and well-placed
◆  Lord of the house is conjoined with a benefic planet
◆  The house receives aspects from its own lord (self-aspect via Rāśi dṛṣṭi)

✗ When a House is ANNIHILATED (Bhāva Nāśa) — BPHS Ch.11
◆  Lord of the house is in 6th, 8th, or 12th (Duṣṭhāna) from that house
◆  Lord is debilitated, combust, or in enemy sign without relief
◆  Malefics (Saturn, Mars, Rāhu, Ketu) occupy the house without any benefic aspect
◆  Lord is defeated in planetary war (graha yuddha) with another planet
◆  Both house lord AND its Kāraka are simultaneously afflicted
◆  The house has no aspect from any planet and its lord is in a Duṣṭhāna

PART 3 — GOLDEN RULES & APPLIED FORMULAS

Source: BPHS Ch.11, 19, 34, 41, 44 — Essential quick-check formulas for kundali reading

✦   Lagna (Ascendant) Rules
◆  Lagna lord in Kendra (1/4/7/10) or Trikona (1/5/9) → strong, healthy, purposeful life
◆  Lagna lord in 6/8/12 (Duṣṭhāna) → health challenges and life obstacles
◆  Lagna lord conjunct Sun → dignity and authority; conjunct Saturn → delays and hard work
◆  Lagna lord conjunct Rāhu → unconventional life path; conjunct Jupiter → wisdom and grace
◆  Lagna lord in own/exaltation sign → exceptional strength and vitality throughout life
◆  Lagna lord in mutual aspect or exchange with 9th lord → highly fortunate individual

✦   Kāraka (Significator) Assignments
◆  Sun = Kāraka for 1H (soul, authority, father’s honour) and 10H (status, leadership)
◆  Moon = Kāraka for 4H (mother, mind, homeland, peace of mind)
◆  Mars = Kāraka for 3H (siblings, courage, initiative) and 8H (accidents, surgery, occult)
◆  Mercury = Kāraka for 4H (education) and 2H (speech, communication, commerce)
◆  Jupiter = Kāraka for 2H, 5H, 9H, 11H (wealth, children, fortune, gains, wisdom)
◆  Venus = Kāraka for 7H (spouse, partnership) and 4H (vehicles, luxury, comforts)
◆  Saturn = Kāraka for 6H (service, disease), 8H (longevity, death), 10H (karma), 12H (liberation)

✦   House Groupings — Quick Reading Framework
◆  Kendras (1/4/7/10): Pillars of life — body, home, partner, career. Must be strong for a stable life.
◆  Trikonas (1/5/9): Houses of fortune, past merit, dharma — most benefic; lords are yoga-kārakas.
◆  Upachaya (3/6/10/11): Improve with time and effort; malefic planets THRIVE here — good placement.
◆  Duṣṭhānas (6/8/12): Houses of suffering, disease, loss — also transformation and liberation.
◆  Mārakas (2/7): Houses of death — their lords become killers in dasha period. Check carefully.
◆  Dharma triad (1/5/9) + Artha triad (2/6/10) + Kāma triad (3/7/11) + Mokṣa triad (4/8/12)

✦   Māraka (Death) Indicators — BPHS Ch.44
◆  2nd and 7th lords are natural Māraka planets for EVERY chart irrespective of lagna
◆  Planets occupying 2nd or 7th house also acquire Māraka quality
◆  Malefics in Kendra + 8th lord afflicted → combinations threatening longevity
◆  During 2nd lord’s or 7th lord’s Mahādaśā/Antaradaśā → assess health and longevity carefully
◆  Saturn in Māraka position + malefic daśā running simultaneously → serious threat to longevity
◆  Benefics as Māraka lords → slower, gentler end; malefics as Mārakas → sudden or violent end

✦   Viparīta Rāja Yoga — BPHS Principle
◆  6th lord placed in 8th or 12th → rises dramatically after great adversity and suffering
◆  8th lord placed in 6th or 12th → gains from hidden, unexpected or transformative sources
◆  12th lord placed in 6th or 8th → spiritual or occult rise after significant worldly loss
◆  Works BEST when the yoga lords do NOT conjoin or aspect the Lagna or Lagna lord
◆  Gives sudden reversal of fortune pattern — complete ruin or setback first, then spectacular elevation
◆  Strongest when all three Duṣṭhāna lords (6/8/12) interchange → rare but extremely powerful

✦   Benefic/Malefic Occupation Rules
◆  Benefics in Kendras (1/4/7/10) and Trikonas (1/5/9) → highly auspicious for those house themes
◆  Malefics in Upachaya (3/6/10/11) → excellent; destroy obstacles and enemies; improve over time
◆  Benefics in 6/8/12 → weakened; give gentle enemies and personal introspection but some loss
◆  Malefics in Kendras (1/4/7/10) → damage those house themes unless own sign or exaltation
◆  Natural benefics: Jupiter, Venus, Mercury (associated with benefics), waxing Moon
◆  Natural malefics: Sun (mild), Mars, Saturn, Rāhu, Ketu, waning Moon (dark fortnight)

✦   Longevity Quick-Check — BPHS Ch.19
◆  8th lord in a Kendra (1/4/7/10) → long life (āyu) indicated
◆  Saturn dignified (own/exaltation) + 8th house unafflicted → strong longevity
◆  Lagna lord AND 8th lord BOTH strong and well-placed → long life
◆  8th lord in 6th or 12th + malefic aspect → short life tendency; check further
◆  Many planets crowded in Duṣṭhānas (6/8/12) → cumulative health challenges throughout life
◆  Saturn in 10th as Lagna lord or 8th lord → special longevity rule (BPHS Ch.19)

✦   Wealth Combinations — BPHS Ch.41
◆  Lagna lord + 2nd lord conjunct, mutually aspecting, or in exchange → wealthy individual
◆  9th lord + 10th lord related (conjunction/aspect/exchange) → Dhana-Kāraka Rāja yoga
◆  Jupiter in 2nd, 5th, 9th, or 11th in good dignity → wealth flows naturally
◆  5th and 9th lords mutually related (both Trikona lords) → strong fortune and sustained income
◆  11th lord in Kendra or Trikona → gains without extraordinary effort during that lord’s dasha
◆  2nd lord + 11th lord related → the two Dhana houses combine for great wealth

PART 4 — ALL 144 LORD-IN-HOUSE COMBINATIONS

Source: BPHS Chapter 24 (Slokas 1–144) — Parāśara’s predictions for every lord in every house

✓ Good   
~ Mixed   
✗ Challenging
Results depend on sign, dignity, aspects & dasha — always assess in full context.

♈   1st Lord (Lagna Lord)

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Healthy, strong, intelligent, two wives tendency, self-reliant, physically able
2nd 2nd House ✓ Good Wealthy, scholarly, religious, many wives, honourable, financially comfortable
3rd 3rd House ✓ Good Lion-like valour, all-round wealth, honourable, intelligent, brave
4th 4th House ✓ Good Parental happiness, many siblings, virtuous, charming, lustful
5th 5th House ~ Mixed Mediocre children, loses first child, dear to king, prone to anger
6th 6th House ✗ Difficult Devoid of physical comfort; troubled by enemies if no benefic aspect
7th 7th House ~ Mixed Malefic: wife short-lived. Benefic: wanderer, poor but sometimes king
8th 8th House ✗ Difficult Scholar of occult, sickly, thievish, gambler, seeks others’ wives
9th 9th House ✓ Good Fortunate, dear to people, Viṣṇu-devotee, eloquent, wealthy, wise
10th 10th House ✓ Good Paternal happiness, royal honour, famous, self-earned wealth
11th 11th House ✓ Good Always gains, good character, famous, attractive, many wives
12th 12th House ~ Mixed Benefic → bed pleasures. No benefic → unhappy, wasteful spending, angry

💰   2nd Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ~ Mixed Sons and wealth, but inimical to own family, lustful, hard-hearted, does others’ work
2nd 2nd House ✓ Good Wealthy, proud, two or more wives, accumulates but bereft of children
3rd 3rd House ~ Mixed Benefic → valorous, wise, virtuous, miserly. Malefic → heterodox / irreligious
4th 4th House ✓ Good All kinds of wealth acquired. Exalted + Jupiter → equal to a king in status
5th 5th House ✓ Good Wealthy; sons also intent on earning wealth; family focus on finances
6th 6th House ~ Mixed Benefic → gains through enemies. Malefic → loss through enemies, possible leg injury
7th 7th House ✓ Good Many wives, wealth through wife (wealth comes after marriage), procrastinating nature
8th 8th House ~ Mixed Abundant land and property; limited material comfort; no elder-sibling happiness
9th 9th House ✓ Good Wealthy, diligent, childhood illness → later happiness and health, religious pilgrim
10th 10th House ✓ Good Libidinous, honourable, learned, many wives, much wealth; no filial happiness
11th 11th House ✓ Good All kinds of wealth, ever diligent, honourable, famous — excellent placement
12th 12th House ✗ Difficult Adventurous, devoid of wealth, covets others’ wealth; eldest child causes trouble

✍️   3rd Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Self-made wealth, disposed to worship, valorous, intelligent (not necessarily scholarly)
2nd 2nd House ✗ Difficult Corpulent, lacks valour, lazy, unhappy, eyes others’ wealth and wives
3rd 3rd House ✓ Good Happy through siblings, wealth, sons, cheerful and very content
4th 4th House ✓ Good Happy, wealthy, intelligent; but acquires a wicked or difficult spouse
5th 5th House ~ Mixed Sons, virtuous. Malefic conjunction → formidable or cruel wife
6th 6th House ~ Mixed Inimical to siblings, affluent; not close to maternal uncle; dear to maternal aunt
7th 7th House ~ Mixed Serves the king/authority; unhappy in boyhood; happiness only towards end of life
8th 8th House ✗ Difficult Thief, lives by serving others; trouble from or death near rulers / government
9th 9th House ~ Mixed Lacks paternal bliss; fortune made through wife; happy in progeny and pleasures
10th 10th House ✓ Good All kinds of happiness, self-made wealth; nurtures or associates with wicked females
11th 11th House ✓ Good Gains in trade, intelligent, adventurous, serves others and prospers
12th 12th House ✗ Difficult Spends on evil deeds; wicked father; fortune comes only through a female

🏠   4th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Learning, virtues, ornaments, lands, vehicles, maternal happiness — excellent
2nd 2nd House ✓ Good Pleasures, all-round wealth, family honour, adventurous; cunning in disposition
3rd 3rd House ✓ Good Valorous, has servants, liberal, virtuous, charitable, self-earned wealth, disease-free
4th 4th House ✓ Good Minister-level status, all wealth, skilful, virtuous, honourable, happy with spouse
5th 5th House ✓ Good Happy, liked by all, Viṣṇu-devotee, virtuous, honourable, self-earned wealth
6th 6th House ✗ Difficult No maternal happiness, angry, thief, conjurer/magician, independent but ill-disposed
7th 7th House ~ Mixed Highly educated; sacrifices patrimony; silent and ineffective in public assemblies
8th 8th House ✗ Difficult No domestic comforts, no parental happiness, neuter-like or passive personality
9th 9th House ✓ Good Dear to all, devoted to God, virtuous, honourable, every kind of happiness
10th 10th House ✓ Good Royal honours, alchemical knowledge, greatly pleased, conquers five senses
11th 11th House ~ Mixed Fear of secret or hidden disease; liberal, virtuous, charitable, helpful to others
12th 12th House ✗ Difficult No domestic comfort, vice-ridden, foolish, indolent and lazy

👶   5th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ~ Mixed Scholarly, progenic happiness, but miser, crooked, and steals others’ wealth
2nd 2nd House ✓ Good Many sons and wealth, head of family, honourable, devoted to spouse, famous
3rd 3rd House ~ Mixed Attached to siblings, talebearer, miser, always self-interested — not altruistic
4th 4th House ✓ Good Happy, maternal happiness, wealth, intelligence; king/minister/preceptor potential
5th 5th House ~ Mixed Benefic → good progeny, virtuous, dear to friends. Malefic → no children
6th 6th House ✗ Difficult Sons become like enemies; or native loses them; may adopt or purchase a son
7th 7th House ✓ Good Honourable, very religious, progenic happiness, helpful and generous to others
8th 8th House ✗ Difficult Puta-doṣa, cough and pulmonary disorders, short-tempered, unhappy throughout
9th 9th House ✓ Good Prince-like status, authors treatises, famous in field, shines in his lineage
10th 10th House ✓ Good Rāja yoga, various pleasures, very famous — one of the best placements
11th 11th House ✓ Good Learned, dear to people, author of treatises, skilled, many sons, wealthy
12th 12th House ✗ Difficult No happiness from own sons; likely adopts or purchases a son

⚔️   6th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ~ Mixed Sickly, famous, inimical to own people, rich, honourable, adventurous, virtuous
2nd 2nd House ✓ Good Adventurous, famous among kin, lives in alien places, happy, skilled speaker
3rd 3rd House ✗ Difficult Angry, lacks courage, inimical to ALL siblings, has disobedient servants
4th 4th House ✗ Difficult No maternal happiness, intelligent, talebearer, jealous, fickle, very rich
5th 5th House ~ Mixed Fluctuating finances; enmity with sons and friends; but selfish and sometimes kind
6th 6th House ~ Mixed Enmity with kinsmen, friendly to outsiders, mediocre happiness in life
7th 7th House ~ Mixed No wedlock happiness, but famous, virtuous, honourable, adventurous, wealthy
8th 8th House ✗ Difficult Sickly lifelong, inimical, desires others’ wealth and wives, degraded. Note: Viparīta Rāja yoga possible here
9th 9th House ~ Mixed Trades in wood, stone or poison; fluctuating and unstable professional fortunes
10th 10th House ✓ Good Well-known, disrespects father, happy in foreign lands, gifted speaker; career in medicine/law/chemistry
11th 11th House ✓ Good Wealth through enemies or medicine; enmity with elder sibling; medical gains; progeny via intervention
12th 12th House ✗ Difficult Always spends on vices, hostile to scholars and learned people, tortures living beings

💍   7th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✗ Difficult Goes to others’ wives, wicked, skilful, lacks courage, afflicted by windy diseases
2nd 2nd House ✓ Good Many wives, wealth through wife, procrastinating; gains after marriage
3rd 3rd House ✗ Difficult Loss of children; with great difficulty one son may survive; or only daughters born
4th 4th House ~ Mixed Wife not under control; fond of truth, intelligent, religious; prone to dental diseases
5th 5th House ✓ Good Honourable, endowed with all virtues, always delighted, all kinds of wealth
6th 6th House ✗ Difficult Sickly wife, inimical to wife, angry, devoid of marital happiness
7th 7th House ✓ Good Marital happiness, courageous, skilful, intelligent; windy diseases only drawback
8th 8th House ✗ Difficult No marital happiness; wife troubled by chronic disease, disobedient, ill-disposed
9th 9th House ✓ Good Union with many women, well-disposed to own wife, many undertakings; foreign fortune
10th 10th House ~ Mixed Disobedient wife, but native is religious, wealthy with sons
11th 11th House ✓ Good Wealth through wife, less happiness from sons, more daughters in family
12th 12th House ✗ Difficult Penury, miser; livelihood through trade (textiles, clothes); wife is a spendthrift

💀   8th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✗ Difficult No physical felicity, prone to wounds; hostile to gods and religious people. Own sign → auspicious
2nd 2nd House ✗ Difficult Devoid of bodily comforts, unhappy, sinful, aggressive; financial troubles
3rd 3rd House ✗ Difficult Sickly, inimical to siblings, unhappy, indolent — difficult placement
4th 4th House ✗ Difficult No domestic happiness, mentally dull, lazy, evil-minded tendencies
5th 5th House ✗ Difficult No children or loss of children, loss of position, trouble from father, mental anxiety
6th 6th House ✓ Good Viparīta Rāja yoga possible; defeats enemies; gains from hidden or unexpected sources
7th 7th House ✗ Difficult Short-lived or chronically sickly wife; deprived of marital happiness
8th 8th House ~ Mixed Long life if in own sign (Aries/Libra); otherwise chronic illness and life obstacles. Saturn + 8L here → longevity
9th 9th House ✗ Difficult No fortune, troubled father, irreligious tendencies, poor luck
10th 10th House ✗ Difficult Career obstructions, father’s downfall, hidden or underground profession; ill-repute possible
11th 11th House ✗ Difficult Loss of elder sibling, blocked gains, ear troubles or left-side ailments
12th 12th House ✓ Good Viparīta Rāja yoga potential; expenditure for good spiritual causes; liberation seeker

🙏   9th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Fortunate, virtuous, famous, contented, liked and respected by all
2nd 2nd House ✓ Good Wealthy, diligent, good family life, long life; childhood illness leads to later health
3rd 3rd House ~ Mixed No paternal bliss; fortune made through wife and siblings; progeny happiness
4th 4th House ✓ Good Very fortunate, excellent domestic happiness, popular, Viṣṇu-devotee — excellent
5th 5th House ✓ Good Extremely fortunate, prince-like, author of works, famous; strong spiritual merit
6th 6th House ✗ Difficult Trouble from father, inimical to maternal family, fluctuating fortune
7th 7th House ✓ Good Highly fortunate, dear to wife, many undertakings; spouse brings fortune and luck
8th 8th House ✗ Difficult Short life, no fortune, trouble on pilgrimage; spiritual or dharmic destruction
9th 9th House ✓ Good Highly fortunate, deeply religious, goes on pilgrimage, self-righteous
10th 10th House ✓ Good Rāja yoga, royal or government patronage, highly religious, performs sacrifices, famous
11th 11th House ✓ Good Fortune through elder siblings and large groups; gains through pilgrimage and dharma
12th 12th House ~ Mixed Expenditure on religious causes; spiritual travel abroad; strongly on the mokṣa path

🏆   10th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Intelligent, famous, learned, performs religious rites, physically strong — excellent
2nd 2nd House ✓ Good Very wealthy, head of family, learned, famous for wisdom and wealth
3rd 3rd House ✓ Good Self-made wealth, gains through trade, courageous, dear to all
4th 4th House ✓ Good Vehicles, property, royal happiness, honourable, famous, virtuous
5th 5th House ✓ Good Rāja yoga, great wealth, king-like status, very famous — one of the best combinations
6th 6th House ~ Mixed Career obstacles initially; enmity at work; but gains through service; medical or military career
7th 7th House ✓ Good Very famous, king-like career achievement, well-disposed to wife, highly honourable
8th 8th House ✗ Difficult Career breaks and obstacles; hidden profession; occult-related career; ill-repute possible
9th 9th House ✓ Good Highly fortunate, best Dharma-Karma yoga, excellent career, world-renowned — supreme placement
10th 10th House ✓ Good Very strong career, own business or self-employed, kingly status, excellent fame
11th 11th House ✓ Good Very wealthy through career, prestigious gains, income continuously flows
12th 12th House ~ Mixed Career in foreign lands; expenditure through work; spiritual or secluded profession

🌟   11th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✓ Good Always gains, good character, famous, attractive to opposite sex
2nd 2nd House ✓ Good All kinds of wealth, ever diligent, honourable, famous — excellent for finances
3rd 3rd House ✓ Good Gains in trade, intelligent, adventurous; profits from communication and courage
4th 4th House ✓ Good Gains from mother and property; happy home life; charitable and generous
5th 5th House ✓ Good Learned, dear to people, many sons, wealth, skilled — very good combination
6th 6th House ~ Mixed Wealth through enemies; enmity with elder sibling; medical-related gains; progeny via medical help
7th 7th House ✓ Good Wealth through wife or partnerships; less happiness from sons; more daughters
8th 8th House ~ Mixed Inheritance gains; wealth through in-laws; occult-related income; elder sibling trouble
9th 9th House ✓ Good Fortune through elder sibling and large groups or organisations; pilgrimage brings gains
10th 10th House ✓ Good Prestigious career gains, continuous income, famous, wealthy through career
11th 11th House ✓ Good Continuous gains, always wealthy, all desires fulfilled, famous — best placement for 11L
12th 12th House ~ Mixed Expenditure from income; gains abroad; elder sibling settles abroad; possible loss of income

🔮   12th Lord

House Position Tone Core Prediction (BPHS Ch.24)
1st 1st House ✗ Difficult Expenditure on self; physically weak; wanderer with no fixed abode; anger-prone
2nd 2nd House ✗ Difficult Financial loss; eye troubles; loss through family; untruthful speech tendencies
3rd 3rd House ~ Mixed Expenditure on or through siblings; frequent travelling; loss of personal courage
4th 4th House ✗ Difficult Domestic unhappiness; loss of property; troubled mother; wandering restless mind
5th 5th House ✗ Difficult Loss of children or no children; unhappy; expenditure on children; weak intellect
6th 6th House ✓ Good Viparīta Rāja yoga: enemies destroy each other; hidden gains; recovery from setbacks
7th 7th House ~ Mixed Expenditure through spouse; foreign spouse likely; spouse is a spendthrift; foreign travel
8th 8th House ✓ Good Viparīta Rāja yoga potential; interest in death and afterlife; hidden gains from research
9th 9th House ~ Mixed Expenditure on religious travel; separation from father; spiritual wandering and seeking
10th 10th House ✗ Difficult Career disruptions; secret or underground profession; expenditure through career; foreign work
11th 11th House ~ Mixed Losses despite income; gains abroad possible; elder sibling may settle abroad; spiritual gains
12th 12th House ✓ Good Strongest mokṣa path; liberation and renunciation; recluse; expenditure for spiritual causes

Compiled from Mahārṣi Parāśara’s Bṛhat Parāśara Horā Śāstra

Om Tat Sat   ✦   Hare Kṛṣṇa   ✦   Rādhe Rādhe


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